Registration Details
Unity Health is a division of Ambledown Financial Services (Pty) Ltd. FSP 10287
Registration Number: 2004/006271/07
Vat Registration Number: 4340215856
FSP Details: An Authorised Financial Services Provider, No. 10287
Compliance Officer for Unity Health (Ambledown):
Moonstone Compliance
Telephone No.: 021 883 8000
E-mail: compliance@ambledown.co.za
Ambledown has both Professional Indemnity and Fidelity Guarantee cover with Hollard Insurance.
Downloads:
Conflict of interest management policy
Useful Links:
Group Underwriting Rules:
What is a group?
A group is defined as an employer group, trade union, bargaining council or any other grouping that may be acceptable to the underwriting manager. Members of a group should be actively employed.
A group may also be defined as a sub-group of a group where the sub-group has specific features, for example, employees or members within a specific location, earning within a certain income range, not having medical aid coverage or any other sub-grouping acceptable to the underwriting manager.
- A minimum of 20 principal insured members.
- All members of the group must join.
Underwriting rules
- No underwriting restrictions apply.
A small group is defined as a group of 2-19 principal insured members. A voluntary group is where not all members of the group join. Joining is therefore on an optional basis.
Underwriting rules
- 1 month general waiting period.
- 12 month waiting period applies to chronic medication and optometry benefits.
- 9 month waiting period in respect of maternity benefits.
Underwriting restrictions may be removed or altered on request.
Underwriting rules
- 2 month general waiting period.
- 12 month waiting period applies to chronic medication and optometry benefits.
- 9 month waiting period in respect of maternity benefits.
Underwriting restrictions may be removed or altered on request.
- Compulsory Groups
- A minimum of 20 principal insured members.
- All members of the group must join.
Underwriting rules
- No underwriting restrictions apply.
- Small Voluntary Groups
A small group is defined as a group of 2-19 principal insured members. A voluntary group is where not all members of the group join. Joining is therefore on an optional basis.
Underwriting rules
- 1 month general waiting period.
- 12 month waiting period applies to chronic medication and optometry benefits.
- 9 month waiting period in respect of maternity benefits.
Underwriting restrictions may be removed or altered on request.
- Individuals
Underwriting rules
- 2 month general waiting period.
- 12 month waiting period applies to chronic medication and optometry benefits.
- 9 month waiting period in respect of maternity benefits.
Underwriting restrictions may be removed or altered on request.